Editing XRP (section)

=== What's XRP and what's unique about it? ===
XRP is a digital asset created by Ripple Labs, Inc., intended for use in facilitating fast and cost-effective cross-border transactions. It operates on the XRP Ledger, a decentralized blockchain technology.

The most unique aspect of XRP is its transaction processing system. Unlike many cryptocurrencies that use proof-of-work (PoW) or proof-of-stake (PoS) mechanisms, XRP utilizes the Ripple Protocol Consensus Algorithm (RPCA). This consensus mechanism allows for rapid and energy-efficient transaction validations. Transactions on the XRP Ledger are exceptionally fast, often settling within 3-5 seconds, which is significantly quicker than those of many other cryptocurrencies, like Bitcoin or Ethereum.

Additionally, XRP was designed not just as a standalone digital currency but also as a bridge currency in RippleNet, Ripple's network for connecting banks and other financial institutions. This network aims to streamline global money transfers, making XRP integral to Ripple's broader vision of improving the efficiency of international banking transactions. This dual functionality — as both a digital currency and a tool for financial infrastructure — sets XRP apart in the cryptocurrency landscape.