95.149.241.133 at 17:44, 19 August 2022

2022-08-19T17:44:27Z

← Older revision		Revision as of 18:44, 19 August 2022
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	[[Category:Thesis]]		[[Category:Thesis]]
	[[Category:Equities]]		[[Category:Equities]]

			__INDEX__

>Louis at 18:52, 22 July 2022

2022-07-22T18:52:39Z

← Older revision		Revision as of 19:52, 22 July 2022
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	There is no assurance that an Investor will realize a return on their investment or that they will not lose their entire investment. For this reason, each Investor should read this Form C and all exhibits carefully and should consult with their attorney and business advisor prior to making any investment decision.		There is no assurance that an Investor will realize a return on their investment or that they will not lose their entire investment. For this reason, each Investor should read this Form C and all exhibits carefully and should consult with their attorney and business advisor prior to making any investment decision.
			[[Category:Thesis]]
			[[Category:Equities]]

>Louis at 10:42, 13 July 2022

2022-07-13T10:42:29Z

← Older revision		Revision as of 11:42, 13 July 2022
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	== Problem ==		== Problem ==
	~~----~~		'''Minority borrowers are DENIED...'''

			[[File:9b15a7617e3832faae5c33ce87170012632979a.png]]

	~~== Minority borrowers are DENIED... ==~~
	Minorities are denied mortgages at double the rate—sometimes more!—of other borrowing populations. The barriers ''can'' be fixed, but are not being addressed.		Minorities are denied mortgages at double the rate—sometimes more!—of other borrowing populations. The barriers ''can'' be fixed, but are not being addressed.

	== Solution ==		== Solution ==
	----		=== Introducing HOME by Champion Lender ===
			Champion Lender is addressing the loan gap with a two-sided solution. HOME stands for Home Ownership & Mortgage Education; it is a dual-platform, total home buying/refinancing solution that reduces denials in underwriting.

	== ~~Introducing HOME by~~ Champion Lender ==		=== Champion Lender removes barriers for borrowers and reduces inefficiencies for lenders. ===
	Champion Lender is addressing the loan gap with a two-sided solution. HOME stands for Home Ownership & Mortgage Education; it is a dual-platform, total home buying/refinancing solution that reduces denials in underwriting.		[[File:Eed2eb4833a66834125ba7557ac8fb8ae1ececff.png]]

	~~Champion Lender removes barriers for borrowers and reduces inefficiencies for lenders~~.		[[File:F32f396eb652e1ce8aeaf492450f1c9d1cdc17cb.png]]

	== Traction ==		== Traction ==
	~~----~~		=== $5.9M revenue in 2021 With 500+ loans approved ===
			We have seen significant growth financially—and just as importantly, we've helped over 500 families achieve their dream of home ownership.

	~~== $5~~.~~9M revenue in 2021 ==~~		[[File:1389b15b7d4f9d01744288a26556002bcc25213.png]]

	~~=== With 500+ loans approved ===~~		'''Families like...'''
	~~We have seen significant growth financially—and just as importantly, we~~'~~ve helped over 500 families achieve their dream of home ownership~~.

	~~=== Families like~~.~~.. ===~~		[[File:A27dcdfe2f4f1d275bf299d1912a51c3b3d726c4.png]]

	== Customers ==		== Customers ==
	~~----~~		=== Helping historically marginalized groups ===
			While the HOME app can help all kinds of people become homeowners, we're targeting historically marginalized communities—such as the black and brown borrowing population of the United States. Per the National Association of Realtors, "The homeownership rate for White Americans has been consistently nearly 70% since 2017. During the same period, the homeownership rate for Black Americans has been nearly 30 percentage points lower than that of White Americans – above 41% from 2017 on. For Hispanic Americans, the homeownership rate has held above 47%, and for Asian Americans it has been above 59% over the same time period. In 2020, White and Hispanic Americans experienced the largest homeownership gains. The homeownership rate for Hispanic Americans rose by 3 percentage points within a year, pushing the rate above 51%, its highest level in the history. Although the homeownership rate for Black households rose by 1.4 percentage points, it’s still lower than in 2010. In fact, this is the only race/ethnic group whose homeownership rate is lower than 10 years ago. As a result, the homeownership gap between White and Black households became even larger in 2020."

	~~== Helping historically marginalized groups ==~~		[[File:Ea553a9879c6e586d4f6ddf452828dcfd7770cc.png]]
	~~While the HOME app can help all kinds of people become homeowners, we're targeting historically marginalized communities—such as the black and brown borrowing population of the United States~~. Per the National Association of Realtors, "The homeownership rate for White Americans has been consistently nearly 70% since 2017. During the same period, the homeownership rate for Black Americans has been nearly 30 percentage points lower than that of White Americans – above 41% from 2017 on. For Hispanic Americans, the homeownership rate has held above 47%, and for Asian Americans it has been above 59% over the same time period. In 2020, White and Hispanic Americans experienced the largest homeownership gains. The homeownership rate for Hispanic Americans rose by 3 percentage points within a year, pushing the rate above 51%, its highest level in the history. Although the homeownership rate for Black households rose by 1.4 percentage points, it’s still lower than in 2010. In fact, this is the only race/ethnic group whose homeownership rate is lower than 10 years ago. As a result, the homeownership gap between White and Black households became even larger in 2020."

	== Business model ==		== Business model ==
	~~----~~

	~~== Our revenue stream ==~~

	== is twofold ==		=== Our revenue stream is twofold ===
			[[File:283091b3ed7b4ee30f1866d4c50395a0752c2.png]]

	== Market ==		== Market ==
	~~----~~		'''We're collecting the money left on the table, by approaching those that the industry has ignored and pushed aside.'''

	== We're collecting the money left on the table, ==

	~~===~~ by approaching those that the ~~===~~

	~~=== industry has ignored and pushed aside~~. ~~===~~		[[File:9220c0d986671ec4bad5781967c41f7f3585c4.png]]

	== Competition ==		== Competition ==
	~~----~~		=== Champion Lender sets ourselves apart ===

	== Champion Lender sets ourselves apart ==
	Our Mortgage Competitors have some of the HIGHEST denial rates for the minority community in the nation.		Our Mortgage Competitors have some of the HIGHEST denial rates for the minority community in the nation.

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	Our Lending Software Competitors by design are not capable of handling the unique challenges of the individual borrower.		Our Lending Software Competitors by design are not capable of handling the unique challenges of the individual borrower.

			[[File:1d2d2222dd584e812a3d01e6f9de9f6a98f625fa.png]]

	For the borrower, Champion and our HOME program eliminates 3 main barriers to home ownership.		For the borrower, Champion and our HOME program eliminates 3 main barriers to home ownership.

	For the lender, Champion and our HOME Pro SaaS replaces 6 different platforms with just 1—reducing time and inefficiencies while increasing conversions and profit.		For the lender, Champion and our HOME Pro SaaS replaces 6 different platforms with just 1—reducing time and inefficiencies while increasing conversions and profit.

			[[File:54074eb4c656c822583e9a4143691be92b785c56.png]]

	== Vision and strategy ==		== Vision and strategy ==
	~~----~~		'''Planning for growth in 2022 with new product releases and new markets.'''

	== Planning for growth in 2022 ==

	~~=== with new product releases and new markets~~. ~~===~~		[[File:83d0b52e109e07c7056a140be8f24b0152e2be6c.png]]

	== Funding ==		== Funding ==
	~~----~~		=== Bootstrapped to date ===

	== Bootstrapped to date ==
	Up until now, Champion Lender has been completely bootstrapped—operating on the revenue we've generated. We're raising funds to add gasoline to this fire.		Up until now, Champion Lender has been completely bootstrapped—operating on the revenue we've generated. We're raising funds to add gasoline to this fire.

	Funds will be used to:		==== Funds will be used to: ====

	* Finish and launch the HOME app & SaaS platform.		* Finish and launch the HOME app & SaaS platform.
	* Become licensed brokers in all 50 states.		* Become licensed brokers in all 50 states.
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	== Founders ==		== Founders ==
			[[File:C32b2646afb12278ab54fdbe6a51ab3ddc137221.png]]

	== Champion Lender Team ==		== Champion Lender Team ==

>Louis: Created page with "'''Removing barriers to home ownership for minority communities''' 200x200px == Summary == * All-in-one platform that guides first time home buyers through the process * Providing solutions for buyers, lenders, and brokers * Helped 500+ home owners that would have been denied mortgages * Marginalized communities bought 12% of the 5.64M homes sold in 2020 * 86 mortgage partners as of Feb 2022 * $5.4M gross revenue in 2021 == Proble..."

2022-07-13T10:18:57Z

Created page with "'''Removing barriers to home ownership for minority communities''' thumb|200x200px == Summary == * All-in-one platform that guides first time home buyers through the process * Providing solutions for buyers, lenders, and brokers * Helped 500+ home owners that would have been denied mortgages * Marginalized communities bought 12% of the 5.64M homes sold in 2020 * 86 mortgage partners as of Feb 2022 * $5.4M gross revenue in 2021 == Proble..."

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Champion Lender - Revision history

95.149.241.133 at 17:44, 19 August 2022

>Louis at 18:52, 22 July 2022

>Louis at 10:42, 13 July 2022