Revolut - Revision history

77.99.251.164: /* Financial Forecast */

2023-08-25T09:32:31Z

Financial Forecast

← Older revision		Revision as of 10:32, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression. This method would be more robust than using simply the average of historical data.[[File:Historical and forward financials.png\|thumb\|998x998px\|center]]
	[[File:Historical and forward financials.png\|thumb\|998x998px\|center]]



	~~FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression. This method would be more robust than using simply the average of historical data.~~
	== 2023 Q1 Financial statement: ==		== 2023 Q1 Financial statement: ==
	{\| class="wikitable"		{\| class="wikitable"

77.99.251.164: /* Financial Forecast */

2023-08-25T09:31:53Z

Financial Forecast

← Older revision		Revision as of 10:31, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}
	[[File:Historical and forward financials.png\|thumb\|998x998px\|~~left~~]]		[[File:Historical and forward financials.png\|thumb\|998x998px\|center]]

77.99.251.164: /* Financial Forecast */

2023-08-25T09:31:25Z

Financial Forecast

← Older revision		Revision as of 10:31, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}
	[[File:Historical and forward financials.png\|thumb\|998x998px]]		[[File:Historical and forward financials.png\|thumb\|998x998px\|left]]

>Hasither: /* Financial Forecast */

2023-08-25T01:14:28Z

Financial Forecast

← Older revision		Revision as of 02:14, 25 August 2023
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	FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.		FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression. This method would be more robust than using simply the average of historical data.
	== 2023 Q1 Financial statement: ==		== 2023 Q1 Financial statement: ==
	{\| class="wikitable"		{\| class="wikitable"

>Hasither: /* 2023 Q1 Financial statement: */

2023-08-25T01:13:13Z

2023 Q1 Financial statement:

← Older revision		Revision as of 02:13, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}
	~~FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.~~[[File:Historical and forward financials.png\|thumb\|998x998px]]		[[File:Historical and forward financials.png\|thumb\|998x998px]]



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			FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.
	== 2023 Q1 Financial statement: ==		== 2023 Q1 Financial statement: ==
	{\| class="wikitable"		{\| class="wikitable"

>Hasither: /* 2023 Q1 Financial statement: */

2023-08-25T01:12:50Z

2023 Q1 Financial statement:

← Older revision		Revision as of 02:12, 25 August 2023
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	\|}		\|}
	FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.[[File:Historical and forward financials.png\|thumb\|998x998px]]		FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.[[File:Historical and forward financials.png\|thumb\|998x998px]]

>Hasither: /* 2023 Q1 Financial statement: */

2023-08-25T01:12:29Z

2023 Q1 Financial statement:

← Older revision		Revision as of 02:12, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}
	[[File:Historical and forward financials.png\|thumb\|998x998px]]		FORECAST.EST function was also used in MS Excel to produce forward financials using linear regression.[[File:Historical and forward financials.png\|thumb\|998x998px]]

>Hasither: /* Financial Forecast */

2023-08-25T01:11:14Z

Financial Forecast

← Older revision		Revision as of 02:11, 25 August 2023
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	\|''(48.41%)''		\|''(48.41%)''
	\|}		\|}
			[[File:Historical and forward financials.png\|thumb\|998x998px]]


	== 2023 Q1 Financial statement: ==		== 2023 Q1 Financial statement: ==

>Hasither: /* Revenue breakdown[1] */

2023-08-25T00:44:03Z

Revenue breakdown[1]

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	The company witnessed substantial growth in customer deposit balances, reaching £7.4 billion by December 2021, and loans and advances to customers surged to £17.8 million. The equity-to-total-assets ratio improved from 7.9% in 2020 to 12.5% in 2021, supported by an $800 million Series E equity funding round.		The company witnessed substantial growth in customer deposit balances, reaching £7.4 billion by December 2021, and loans and advances to customers surged to £17.8 million. The equity-to-total-assets ratio improved from 7.9% in 2020 to 12.5% in 2021, supported by an $800 million Series E equity funding round.

	Unfortunately, specific percentage distribution of revenue streams is absent in the provided text, which is crucial for generating a pie chart to illustrate distribution. If you have access to this information, you can calculate the percentage distribution for each revenue stream and represent it visually.

	'''Additional Revenue Streams:'''		'''Additional Revenue Streams:'''

>Hasither: Industry analysis

2023-08-25T00:31:38Z

Industry analysis

← Older revision		Revision as of 01:31, 25 August 2023
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	Cybersecurity Risks: As there is the presence of an online platform which handles financial transactions; Revolut faces the constant threat of cyberattacks, data breaches which could damage its reputation.		Cybersecurity Risks: As there is the presence of an online platform which handles financial transactions; Revolut faces the constant threat of cyberattacks, data breaches which could damage its reputation.

			== Industry analysis [2] ==
			Financial technology (Fintech) is undergoing remarkable growth, with projections indicating that the global fintech market is expected to expand from $245 billion to an estimated $1.5 trillion by 20301. This growth is driven by factors such as increased demand for user-friendly financial services and the adoption of cutting-edge technologies within the financial sector.

			The global fintech market is anticipated to experience a substantial compound annual growth rate (CAGR) of 20.5% from 2020 to 2030, with the market size projected to reach $699.50 billion by 20302. This growth is attributed to the growing need for digital payment solutions, investments in technology-based solutions, supportive regulations, and the rise of Internet of Things (IoT) devices.

			Moreover, the Asia-Pacific (APAC) region is expected to emerge as a dominant force in the fintech market, outpacing the United States by 20301. With a projected CAGR of 27%, APAC's growth will be primarily fueled by emerging markets such as China, India, and Indonesia, which have a large presence of fintech companies, a significant underbanked population, and a tech-savvy demographic. In contrast, North America is expected to maintain its fintech hub status, with the United States contributing about 32% of the global fintech revenue growth.

			The growth trajectory of the fintech industry highlights a shift from the initial dominance of payment solutions to a new era characterized by Business-to-Business-to-X (B2B2X) and Business-to-Business (B2B) segments. B2B2X, including B2B2C and B2B2B models, is projected to experience a CAGR of 25%, reaching $440 billion in annual revenues by 2030. Meanwhile, the B2B fintech market is anticipated to grow at a CAGR of 32%, reaching $285 billion, catering to underserved small businesses.

			Efficient regulation and partnerships between traditional financial institutions and fintech companies are vital for the sustainable growth of the fintech sector. These partnerships, referred to as "Value-based Partnerships," enable fintechs to maintain their independence while capitalizing on mutually beneficial commercial arrangements.

			In conclusion, the fintech industry's trajectory of growth is characterized by the ascent of APAC, the emergence of new growth segments, and the importance of regulatory frameworks and strategic partnerships.

	== Competitive Landscape ==		== Competitive Landscape ==