Talk:Supply@ME Capital - Revision history

155.198.14.214 at 15:17, 16 January 2023

2023-01-16T15:17:52Z

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 Additionally, the accounting standards have been updated to provide more transparency for off-balance sheet transactions and to ensure that these transactions are not used to deliberately mislead the investors.
 == References and notes ==
 <references />

155.198.14.214 at 13:58, 13 January 2023

2023-01-13T13:58:37Z

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	* Local government(s) may have a different view about the classification of the company's finance product/platform.		* Local government(s) may have a different view about the classification of the company's finance product/platform.

			== Off-balance sheet (OBS) transaction ==
			An off-balance sheet (OBS) transaction is a type of financial arrangement in which a company does not record certain assets or liabilities on its balance sheet. The main benefit of an OBS transaction is that it can help a company to manage its financial statements in a way that makes its financial position appear stronger than it would if the assets or liabilities were recorded on its balance sheet.

			One of the primary benefits of OBS transactions is that they can help a company to manage its level of debt and leverage, by allowing it to keep certain liabilities off its balance sheet. This can make the company's debt-to-equity ratio appear lower, which can be attractive to investors and creditors.

			Another benefit of OBS transactions is that they can help a company to manage its level of risk. By keeping certain assets or liabilities off its balance sheet, a company can limit its exposure to certain types of risk. For example, if a company enters into an OBS transaction to finance a project, it can limit its exposure to the project's risks by not recording the project's assets and liabilities on its balance sheet.

			It's important to note that while OBS transactions can provide certain benefits to companies, they can also be a source of financial risk, and can make it difficult for investors and analysts to understand a company's true financial position.

			Additionally, the accounting standards have been updated to provide more transparency for off-balance sheet transactions and to ensure that these transactions are not used to deliberately mislead the investors.

			== References and notes ==
	<references />		<references />

155.198.14.214 at 14:27, 28 December 2022

2022-12-28T14:27:57Z

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			== SWOT analysis ==

			=== Strengths ===

			* Sharia-compliant inventory finance platform.
			* Experienced management team with extensive network of people/contacts.
			* Publicly listed company, making it easier to raise finances.

			=== Weaknesses ===

			* Financially less strong than other players.

			=== Opportunities ===

			* Muslims.
			* Technologies and database(s) focused on automation and better finance making decisions.
			** DLT
			** Smart contracts
			** IoT
			** Big data
			** Machine learning.

			=== Threats ===

			* Lack of innovation.
			* Local government(s) may have a different view about the classification of the company's finance product/platform.


			<references />

94.119.64.2 at 09:37, 19 December 2022

2022-12-19T09:37:04Z

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	# In regards to the company debts, what are the expiry dates and interest rates?		# In regards to the company debts, what are the expiry dates and interest rates?
	# It seems to me that the company’s flagship product uses an inventory repurchase (repo) agreement, and according to the IMF, with an inventory repurchase (repo) agreement, “what appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies” (source: <nowiki>https://www.imf.org/-/media/Files/Publications/WP/2019/wpiea2019165-print-pdf.ashx</nowiki>). I was wondering whether the company is indeed using an inventory repurchase (repo) agreement or whether it’s using some other mechanism to enable companies to finalise their inventory?		# It seems to me that the company’s flagship product uses an inventory repurchase (repo) agreement, and according to the IMF, with an inventory repurchase (repo) agreement, “what appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies” (source: <nowiki>https://www.imf.org/-/media/Files/Publications/WP/2019/wpiea2019165-print-pdf.ashx</nowiki>). I was wondering whether the company is indeed using an inventory repurchase (repo) agreement or whether it’s using some other mechanism to enable companies to finalise their inventory?
	# “Clients receive a cash payment based on the book value of the inventory minus a refundable deposit (15% by value) which is withheld as deferred price, repayable at the end of the standard contract term of three years.“ What is meant here by deferred price? Inventory is normally held for around 60 days. Isn’t three years too long?		# “Clients receive a cash payment based on the book value of the inventory minus a refundable deposit (15% by value) which is withheld as deferred price, repayable at the end of the standard contract term of three years.“ What is meant here by deferred price?
			#Part of the reasons Greensill failed is because the invoices were found to be incorrect or made-up. How does Supply@ME ensure that the inventory actually exists, and that if it exists, the value of the inventory is correct?
			#What is the cost of the cash to the client (i.e. the manufacturing company that is selling its inventory for cash).
			#Inventory is normally held for around 60 days. Isn’t three years too long?

	== Other ==		== Other ==

155.198.14.140 at 14:17, 29 November 2022

2022-11-29T14:17:40Z

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155.198.14.140 at 11:51, 29 November 2022

2022-11-29T11:51:56Z

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	===Other===		===Other===

			Clients receive a cash payment based on the book value of the inventory minus a refundable deposit (15% by value) which is withheld as deferred price, repayable at the end of the standard contract term of three years.

			The SPSC's servicing fee (typically 6-8%) is passed on to the SPSC's investors after deducting Supply@ME's platform royalties of 2%.

			The three-year inventory funding "package" is offered to investors as an asset backed note or other form of security with funders receiving a coupon of 4-6% per annum. Supply@ME has attracted funding from banks, hedge funds, family offices and other similar financial institutions. For Supply@ME, the greater the access to funds, the greater its ability to grow.

	Interesting/useful extract/information		Interesting/useful extract/information

155.198.14.140 at 11:46, 29 November 2022

2022-11-29T11:46:27Z

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	== ~~What makes the product unique?~~ ==		== Questions ==
	"(7b) '''Inventory repurchase (repo) agreement or buy-back agreement''' is a special case of inventory financing when the buyer/supplier temporarily “sells” its inventory to a financing entity, and “buys’ it back after a predetermined time. What appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies. Therefore, the inventory stays on the balance sheet and the funds received are recorded as liability until the repurchase takes place within the pre-agreed upon period (usually 30, 60 or 90 days)." IMF.

	~~== Which are the main competitors of the product? ==~~		# As of today, how many Supply@ME warrants and options are outstanding?
			# Since Supply@ME’s most recent results (i.e. the results for the six months ended 30th June 2022), how much cash has the company raised in 1) equity and 2) in debt, and how much existing debt has been repaid?
	== As of today, how many warrants and options are outstanding? ==		# As of today, how much cash does the company have?
			# As of today, how much debt does the company have?
	== As of today, how much cash does the company have? ==		# As of today, what's the net current liabilities position?
			# As of today, what's the net liabilities position?
	== As of today, how much debt does the company have? ==		# Who would are the company’s three closest competitors (perhaps TraxPay, Demica and PrimeRevenue)?
			# In regards to the company debts, what are the expiry dates and interest rates?
	== As of today, what's the net current liabilities position? ==		# It seems to me that the company’s flagship product uses an inventory repurchase (repo) agreement, and according to the IMF, with an inventory repurchase (repo) agreement, “what appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies” (source: <nowiki>https://www.imf.org/-/media/Files/Publications/WP/2019/wpiea2019165-print-pdf.ashx</nowiki>). I was wondering whether the company is indeed using an inventory repurchase (repo) agreement or whether it’s using some other mechanism to enable companies to finalise their inventory?
			# “Clients receive a cash payment based on the book value of the inventory minus a refundable deposit (15% by value) which is withheld as deferred price, repayable at the end of the standard contract term of three years.“ What is meant here by deferred price? Inventory is normally held for around 60 days. Isn’t three years too long?
	== As of today, what's the net liabilities position? ==

	== In regards to the company ~~debt~~, what are the expiry dates and interest rates? ==

	~~== Appendix ==~~

			== Other ==
	=== Operational and principal activities ===		=== Operational and principal activities ===

95.149.161.208 at 00:19, 29 November 2022

2022-11-29T00:19:13Z

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	~~== What exactly is meant by inventory? ==~~

	"There is clear evidence that the service developed by Supply@ME offers not only a means to allow corporates to sell goods but also a real commercial partnership which allows our clients to better manage their data, using this to monetise their inventory, optimise their supply chain, and so further receive value from the same information generated." (Annual report).

	~~Here, what exactly is meant by inventory? [[Special:Contributions/94.119.64.10\|94.119.64.10]] 15:48, 24 November 2022 (GMT)~~

	~~== How did the idea of the company come about? ==~~

	~~== What's the mission of the company? ==~~

	~~== What's the company's main offering(s)? ==~~

	~~== Who’s the target audience of the company’s flagship/first product? ==~~

	~~== What's a major problem that the target audience experience? ==~~

	~~== What's a key solution to the problem/what's the product? ==~~

	== What makes the product unique? ==		== What makes the product unique? ==
	(7b) '''Inventory repurchase (repo) agreement or buy-back agreement''' is a special case of inventory financing when the buyer/supplier temporarily “sells” its inventory to a financing entity, and “buys’ it back after a predetermined time. What appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies. Therefore, the inventory stays on the balance sheet and the funds received are recorded as liability until the repurchase takes place within the pre-agreed upon period (usually 30, 60 or 90 days).		"(7b) '''Inventory repurchase (repo) agreement or buy-back agreement''' is a special case of inventory financing when the buyer/supplier temporarily “sells” its inventory to a financing entity, and “buys’ it back after a predetermined time. What appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies. Therefore, the inventory stays on the balance sheet and the funds received are recorded as liability until the repurchase takes place within the pre-agreed upon period (usually 30, 60 or 90 days)." IMF.

	== Which are the main competitors of the product? ==		== Which are the main competitors of the product? ==

	== ~~What is the main way that the product expects to make money~~? ==		== As of today, how many warrants and options are outstanding? ==

	== ~~What’s the size~~ of the company ~~target market~~? ==		== As of today, how much cash does the company have? ==

	==~~= SOM ===~~		== As of today, how much debt does the company have? ==

	~~=== SAM ===~~

	~~=== TAM ===~~

	~~== What's the biggest achievement of the company? ==~~

	~~== What's the next key milestone~~ of the company? ==

	== ~~How much does~~ the ~~company expect to make over the next five years~~? ==		== As of today, what's the net current liabilities position? ==

	== As of today, ~~how many warrants and options are outstanding~~? ==		== As of today, what's the net liabilities position? ==

	== ~~As of today, how much cash does~~ the company ~~have? ==~~		== In regards to the company debt, what are the expiry dates and interest rates? ==

	~~== As of today~~, ~~how much debt does~~ the ~~company have~~? ==

	== ~~In regards to the company date, what are the expiry dates and interest rates?~~ ==		== Appendix ==

	=== Operational and principal activities ===		=== Operational and principal activities ===

95.149.161.208 at 23:28, 28 November 2022

2022-11-28T23:28:45Z

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155.198.14.139 at 16:58, 28 November 2022

2022-11-28T16:58:40Z

← Older revision		Revision as of 17:58, 28 November 2022
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	== What makes the product unique? ==		== What makes the product unique? ==
			(7b) '''Inventory repurchase (repo) agreement or buy-back agreement''' is a special case of inventory financing when the buyer/supplier temporarily “sells” its inventory to a financing entity, and “buys’ it back after a predetermined time. What appears to be a sale and buy-back is in fact not recognized as a true sale by the accounting bodies. Therefore, the inventory stays on the balance sheet and the funds received are recorded as liability until the repurchase takes place within the pre-agreed upon period (usually 30, 60 or 90 days).

	== Which are the main competitors of the product? ==		== Which are the main competitors of the product? ==