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Bnc10
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==Idea== <vimeo>451792612</vimeo> Since launch 9 months ago, bnc10 has grown rapidly, hitting 40,000 active customers not only in the home market of Barcelona and Spain, but also in more than 20 countries across Europe. The combination of Apple & Google Pay, instant top-up, Spanish IBAN, P2P payments and shared accounts make it a strong alternative to traditional banks. An account can be opened, topped up and first payment made in the time it takes to have a coffee. Alongside, our anticipated shared accounts service enables bnc10 to target users from 25 to 50 years old who might share a flat, are young parents or in a relationship allowing maximum flexibility to share their everyday expenses. bnc10 has developed its entire platform internally enabling fast development and products, leveraging Fintech partners like Mastercard, PFS and Mitek. In bnc10 we make it happen: * June 2019: Fast development in 12 months partnering with MasterCard and PFS * Oct 2019: Public launch with Spanish IBAN, Prepaid Card and P2P payments * Mar 2020: Google & Apple Pay launch in the middle of Covid break * May 2020: Launch of the first 100% digital shared account in Spain * July 2020: Customer Support in Whatsapp and Telegram Next steps: bnc10 plans to keep growing in the home market of Spain, with expansion throughout Europe and Latin America, obtain its own EMI licence and boost monetisation through pay-per-use premium products.
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