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Unbanked
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== Problem<ref name=":0">Source: Republic.</ref> == === Banking technology is decades out of date === After 50 years using the same technology, consumers expect more than traditional banks can offer. People have become accustomed to the ease of use of modern tech-enabled service platforms; in comparison, banking tech is slow and expensive, and setting up an account is far from easy. Cryptocurrencies and DeFi are rapidly disrupting the legacy finance ecosystem. They are bringing about a paradigm shift in finance—just as the internet did with communication and commerce. It's the fourth industrial revolution!
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