Editing Vizopay

==Summary==

Vizopay's mission is to lead sustainability in the payment space. Once launched, it will offer a checkout option that allows consumers to plant trees at no extra cost and track their impact in real-time, as well as a unified platform with the objective to help businesses to increase sales, improve brand loyalty and showcase their ESG efforts through accredited carbon offset.

* A carbon-offsetting payment gateway for users and businesses
* Up to 70% lower Merchant fees than traditional card payments
* We aim to launch our Beta product in Q3 of 2021
* Businesses can effortlessly track and report their ESG impact

==Idea==

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Vizopay has developed a seamless carbon-offsetting payment platform. The idea originated with our founder Joe who recognised an upward trend in consumers being increasingly attentive to environmental sustainability.

Many environmental solutions force consumers and businesses to change their habits, either through switching products and services or by donating. We have built a platform that will enable effortless net carbon capture with every transaction. Consumers can securely pay, plant trees, capture carbon and track their impact.

In parallel we are addressing two core business challenges:

# With environmental trends increasing, Vizopay aims to offer businesses a way to give customers a rewarding feeling at checkout improve basket conversion, instil brand loyalty and more effectively display their environmental efforts.
# Powered by open banking, Vizopay is more cost-effective than traditional card payment services offering instant payouts, so Merchants can focus on growth, sustainability and rewarding their customers.

Our goal is to operate globally, launching in the UK with a potential market size of 20m consumers. Vizopay, aims to be a leading environmentally sustainable payment platform that offers an alternative to card payments, offering faster payouts, cheaper transactions fees and more secure payments. Join us as we enable a more sustainable future.

==Team==

Joe Gobara – Founder & CEO – Economics & Finance Graduate with a passion for FinTech, saw the opportunity to combine Sustainability and Payments. With experience in multiple programming languages, he has been tirelessly working to design and launch the beta product of Vizopay. He will be focusing on growth, strategy and further tech innovation.

Salah Gobara – Operations Director – Currently completing his MPhil Economics & Finance at the University of Cambridge, Salah has been working tirelessly to support the initial launch of Vizopay. With experience in global companies such as Bloomberg, he will be joining Vizopay full-time in 2021, to ensure a comprehensive strategic outlook.

Jazz Brell – Marketing & Growth – Global marketeer with over 8 years marketing experience . Jazz will be a key member to Vizopay's growth and marketing strategy ensuring partnership growth, brand leadership and digitalisation.

Fintech Advisory - Board Advisors &Strategic Partners

Jenny Knott - Both a board-level investment banker with over 30 years experience as well as a leading innovator in financial technologies.

Gary Bailey - Chartered Accountancy career in Consultancy, Investment Banking & Tech @ the intersection of Pricing, Products, and Finance.

== Risks ==

As with any investment, investing in Vizopay carries a level of risk. Overall, based on the key risks highlighted below, the degree of risk associated with an investment in Vizopay is higher than in a company that's trading on a public market.

=== Early-stage investment ===

Vizopay is at one of the earliest stages of the business lifecycle, and the failure rate of companies at that stage is usually much higher than those at a later stage.

=== Illiquid investment ===

The number of transactions in shares of private companies is usually significantly lower than in public companies, typically resulting in it taking longer to sell shares in private companies at a price that is at least equal to the price that the shares were bought at. Accordingly, the Vizopay investment opportunity is considered to be higher risk than more liquid companies.

==References and notes==

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