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== Problem == === A car in the city is a waste of money === 124 million Americans drive less than 10,000 miles/year. They are spending ~ $10,000/year on car payments, maintenance, insurance and parking to have a car on standby. You are locked into years of payments for a depreciating asset you hardly even use while contributing to ruining the planet. You are saddled with the burdens of dealing with car repairs, maintenance, and insurance claims. Sources: <nowiki>https://newsroom.aaa.com/asset/your-driving-costs-fact-sheet-august-2021/</nowiki> and <nowiki>https://www.metromile.com/blog/metromile-auto-insurance-2020/</nowiki>
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